Why Mortgage Rates Don’t (really ) Matter
It’s hard to be looking for a home and not be exposed to the fact that interest rates are higher than they have been for decades. The vast majority of headlines around “home affordability” involve interest rates…either as a direct comparison of your diminished buying...
Mortgage Rate Drops: The Good, The Bad, and The Ugly
The Good. As a buyer, lower interest rates mean a lower monthly payment for the same loan amount. For example, at today's rates versus what they were earlier this year, you would save roughly $200/month on conventional loans. On government-backed loans (FHA/VA/USDA)...
Should You Rent or Buy?
Rent or Buy? The age-old question. . Here's a rent versus buy calculator from Zillow: Rent vs Buy Calculator | Zillow
Self-Employed Mortgage Options
The Changing Face of Real Estate
Even casual followers of the real estate market and industry are undoubtedly aware of the changes slated for mid-August 2024 regarding commissions and how agents are paid. But, in case you haven't heard, changes are afoot. The news regarding the changes were filled...